Buy now, pay later’s next act — 👉 Join +16,000 members learning about tech from idea to IPO at The Generalist J. Paul Getty had a simple formula for success: “Rise early, work hard, strike oil.” His life seemed to follow precisely that pattern. In 1914, his father gave a 22-year-old J.P. $10,000 to buy land and grow the family’s holdings. He picked a spot in Haskell, Oklahoma, and promptly hit…